Friday, September 05, 2008

Eating Out

This post appears in The Carnival of Personal Finance #170 over at The Personal Financier.

I’m going out to lunch with my girlfriends today to what, in our town, is a fairly expensive restaurant. I want to go but don’t really have the budget for it. If I say I can’t afford it, someone will pay for me and I don’t want that to happen. I’ve given it some thought and come up with a strategy. Firstly, I’m not going to have any alcoholic drinks. These are mostly lunching ladies and a cocktail at lunch is the norm. I’m going to have water, which I already drink a lot of, and cry the need to work this afternoon. That will go over without question. Secondly, I’m going to order a bowl of soup. I feel like if I already know what I’m going to order I will be less likely to veer off my path. I think I can have an enjoyable lunch with my girls for about $10 with this strategy. You may think that having to be this careful makes the whole budgeting thing too much trouble. Actually it isn’t. It took me about 5 minutes to think up a strategy where I get to go to lunch with my friends and not spend too much money. Taking just a few minutes to think things through relates to living a bit more consciously, another priority of mine. I have found that the areas in which I have been living the least consciously are how I spend money and what I eat. I didn’t really make a huge change in my lifestyle I just started trying to think about what I was doing/eating/saying, etc. for a few minutes before jumping in. Whether I have two cocktails, a regular lunch and a desert, or a bowl of soup and a glass of water, the camaraderie of the event and the pleasure I derive from it will be exactly the same. I’m off!

Update: I’m back from my lunch and my strategy worked very well with one exception. Instead of ordering the soup I had planned, I ordered the soup of the day and it wasn’t very good. I should have stuck with my complete plan! No one said a word about what I did and did not order and I had an enjoyable outing. Including tip I spent exactly $10!

What is your strategy for living a frugal life without giving up all of your enjoyable pastimes?

2 comments:

Nathalie Lussier said...

I love this post. Sometimes just a quick planning session can help you figure out a good strategy on how to save money. I often order salads, but people raise eyebrows at that. So I think your idea of a soup is probably better. ;)

I think setting a budget or a goal is a great way to do it. Also water is better for you, and free!

In terms of other ways to be frugal... I think shopping in the produce isle and making food from scratch tends to be cheaper. :)

Mary@Simply Forties said...

Nathalie -

I totally agree with the budget (and health!) benefits about shopping in the produce aisle. It's amazing how much fresh produce you can buy and stay within your budget. That is certainly the area of store where I spend most of my grocery dollars!
Thanks for your comment.